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Westland ExchangeC & L Exchange
Since 1987·4.8★ 332 Google Reviews·Licensed & Bonded Michigan Pawnbroker·Family Owned·C & L Exchange

Licensed & bonded Michigan pawnbroker

Pawn Charm Bracelets for Cash — No Credit Check

A pawn loan on your charm bracelets is secured by the item, not your credit. Bring it to 27842 W. Warren Ave, Westland and walk out with cash — usually in under 15 minutes.

Call (734) 425-0450

How it works

A pawn loan on charm bracelets, in three steps.

  1. 01

    Bring your charm bracelets and a valid ID

    Walk in during business hours with the item and a government-issued photo ID. No appointment, no application, no credit check.

  2. 02

    We appraise and write the loan right at the counter

    We test and research your charm bracelets in front of you, agree on an amount, and hand you cash with a written pawn ticket.

  3. 03

    Repay and pick it up — or walk away clean

    Repay the loan plus the state-regulated charge and your item comes right back. If you can't, nothing is reported and your credit is untouched.

What we check on your charm bracelets

  • Combined weight of bracelet plus all charms
  • Karat of each element — charms are often mixed 10K and 14K
  • Collectible or vintage charms worth more than their gold
  • Whether the bracelet is a desirable style to resell intact

What your charm bracelets can borrow

A well-loaded 14K charm bracelet routinely totals 30–60 grams. Even a modest one with six charms usually clears 15 grams.

Michigan pawn law, in plain English

Pawnbrokers in Michigan are state licensed and regulated. Here's exactly what that means for you.

  • Interest and storage fees are set and capped by Michigan pawnbroker law — the numbers are on your ticket before you sign.
  • You receive a written pawn ticket listing the item, the amount loaned, the charges and the due date.
  • Your item is tagged, photographed and held in our secured, alarmed vault — never sold while the loan is active.
  • You can renew the loan any time by paying the charges due; there is no penalty for paying early.
  • No credit check, no credit reporting, no collections. If the loan isn't repaid, the obligation simply ends.

Prefer to sell?

Sell outright for the highest cash amount today, or pawn it and get it back — pawn loans on gold are the easiest loans we write because the value is objective and the item stores in our vault.

FAQ

Pawning charm bracelets — your questions.

Should I remove the charms before selling?+

No. We weigh everything together and separate by karat ourselves. Removing charms just risks losing them.

Are old charms worth more than gold value?+

Some are. Vintage mechanical charms, enamel pieces and signed designer charms have a collector market — we'll point those out rather than melting them.

Can I sell just a few charms and keep the rest?+

Of course. Sell what you want and keep what's sentimental — we'll weigh and pay only for the pieces you hand over.

4.8★ from 332 Google reviews

Neighbors have been saying it since 1987.

★★★★★
“Best Prices around, bought my gold for the best price, go see Mike and Randi!”
Mark Hosking · Google · 3 weeks ago
★★★★★
“Great prices and great deals will give you the best pricing on gold compared to most”
andrew murad · Google · a month ago
★★★★★
“Gave me the best price on my gold and treated me like family, highly recommend C&L”
randi kakoz · Google · 4 weeks ago

Cash today on your charm bracelets — keep the item.

We beat any gold price in Metro Detroit. Instant cash. No credit check.

Call (734) 425-0450

27842 W. Warren Ave, Westland, MI 48185 · Walk-ins welcome

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