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Westland ExchangeC & L Exchange
Since 1987·4.8★ 332 Google Reviews·Licensed & Bonded Michigan Pawnbroker·Family Owned·C & L Exchange

Licensed & bonded Michigan pawnbroker

Instant cash, secured by your item — not your credit.

A pawn loan is a collateral loan. You leave an item of value with us, we hand you cash, and the item waits safely in our vault until you repay. There is no credit check, no collections, and no effect on your credit score — ever.

A valid photo ID

State ID, driver's license, passport or military ID. You must be 18 or older.

The item itself

Bring the item, plus any boxes, papers, cases, chargers or accessories — they raise the offer.

Nothing else

No credit check, no bank account, no pay stubs, no co-signer, no employment verification.

About 15 minutes

Appraisal, paperwork and cash in hand — most loans are done before your coffee gets cold.

Renewing your loan

Need more time? Come in or call before your due date and pay the service charges due. The loan renews for another term and your item stays exactly where it is — tagged, photographed and locked in our vault. There is no limit on being a repeat customer, and no penalty for paying early.

Reclaiming your item

Bring your pawn ticket and photo ID, repay the loan plus the state-regulated service charge, and your item is returned to you right at the counter. If life gets in the way and you can't repay, nothing is reported and nobody calls you — the item simply becomes ours to sell and your obligation ends.

What can I pawn?

We write loans on all of this — and more.

Every item below can be pawned or sold outright. Pick yours to see how we value it.

FAQ

Pawn loan questions, answered.

Do you run a credit check for a pawn loan?+

Never. A pawn loan is secured by your item, not your credit. We do not pull your credit and a pawn loan is never reported to the credit bureaus.

What do I need to bring?+

A valid government-issued photo ID and the item you want to pawn. That's it. You walk out with cash, usually in under 15 minutes.

How long is a pawn loan in Michigan?+

Michigan pawn loans run for an initial term with a state-regulated service charge. If you need more time you can renew the loan by paying the charges due, and your item stays safely in our vault.

What happens if I can't pay it back?+

Nothing happens to your credit and there is no collection call. If the loan isn't redeemed or renewed, the item simply becomes ours to sell. Your loan obligation ends there.

Is my item safe while it's here?+

Yes. Items are tagged, photographed and stored in a secured, alarmed vault. We are a licensed and bonded Michigan pawnbroker and insured for your property.

Bring it in. Walk out with cash today.

We beat any gold price in Metro Detroit. Instant cash. No credit check.

Call (734) 425-0450

27842 W. Warren Ave, Westland, MI 48185 · Walk-ins welcome

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