Licensed & bonded Michigan pawnbroker
Pawn 22K & 21K Gold Jewelry for Cash — No Credit Check
A pawn loan on your 22k & 21k gold jewelry is secured by the item, not your credit. Bring it to 27842 W. Warren Ave, Westland and walk out with cash — usually in under 15 minutes.
How it works
A pawn loan on 22k & 21k gold jewelry, in three steps.
- 01
Bring your 22k & 21k gold jewelry and a valid ID
Walk in during business hours with the item and a government-issued photo ID. No appointment, no application, no credit check.
- 02
We appraise and write the loan right at the counter
We test and research your 22k & 21k gold jewelry in front of you, agree on an amount, and hand you cash with a written pawn ticket.
- 03
Repay and pick it up — or walk away clean
Repay the loan plus the state-regulated charge and your item comes right back. If you can't, nothing is reported and your credit is untouched.
What we check on your 22k & 21k gold jewelry
- Very high purity — 21K is 87.5% gold, 22K is 91.6%
- Total gram weight, which on bangle sets is substantial
- Craftsmanship and whether a set resells intact
- Hallmarks — 875, 916, 21K, 22K, and regional assay marks
What your 22k & 21k gold jewelry can borrow
Michigan pawn law, in plain English
Pawnbrokers in Michigan are state licensed and regulated. Here's exactly what that means for you.
- Interest and storage fees are set and capped by Michigan pawnbroker law — the numbers are on your ticket before you sign.
- You receive a written pawn ticket listing the item, the amount loaned, the charges and the due date.
- Your item is tagged, photographed and held in our secured, alarmed vault — never sold while the loan is active.
- You can renew the loan any time by paying the charges due; there is no penalty for paying early.
- No credit check, no credit reporting, no collections. If the loan isn't repaid, the obligation simply ends.
Prefer to sell?
Sell outright for the highest cash amount today, or pawn it and get it back — pawn loans on gold are the easiest loans we write because the value is objective and the item stores in our vault.
FAQ
Pawning 22k & 21k gold jewelry — your questions.
Do you pay properly for 21K and 22K gold?+
Yes — higher purity means a higher per-gram payout, and we price off the live market. If another buyer quoted you a flat rate regardless of karat, bring that quote in.
Will you buy an entire bridal set?+
Yes. We weigh every piece, and for large sets it's worth calling ahead so we can have the right staff and funds ready.
Do you understand overseas hallmarks?+
We do, and we test regardless of the stamp so you're paid on actual purity rather than a mark we can't verify.
4.8★ from 332 Google reviews
Neighbors have been saying it since 1987.
“Best Prices around, bought my gold for the best price, go see Mike and Randi!”
“Great prices and great deals will give you the best pricing on gold compared to most”
“Gave me the best price on my gold and treated me like family, highly recommend C&L”
Cash today on your 22k & 21k gold jewelry — keep the item.
We beat any gold price in Metro Detroit. Instant cash. No credit check.
27842 W. Warren Ave, Westland, MI 48185 · Walk-ins welcome