Licensed & bonded Michigan pawnbroker
Pawn 18K Gold Necklace for Cash — No Credit Check
A pawn loan on your 18k gold necklace is secured by the item, not your credit. Bring it to 27842 W. Warren Ave, Westland and walk out with cash — usually in under 15 minutes.
How it works
A pawn loan on 18k gold necklace, in three steps.
- 01
Bring your 18k gold necklace and a valid ID
Walk in during business hours with the item and a government-issued photo ID. No appointment, no application, no credit check.
- 02
We appraise and write the loan right at the counter
We test and research your 18k gold necklace in front of you, agree on an amount, and hand you cash with a written pawn ticket.
- 03
Repay and pick it up — or walk away clean
Repay the loan plus the state-regulated charge and your item comes right back. If you can't, nothing is reported and your credit is untouched.
What we check on your 18k gold necklace
- Gram weight plus 75% purity — the highest per-gram payout of the common karats
- Designer signature (Cartier, Bulgari, Tiffany, David Yurman, Pomellato) which can multiply value
- Country marks — Italian 750, French eagle head, Swiss and Middle Eastern hallmarks
- Gemstones or enamel that add value beyond the metal
What your 18k gold necklace can borrow
Michigan pawn law, in plain English
Pawnbrokers in Michigan are state licensed and regulated. Here's exactly what that means for you.
- Interest and storage fees are set and capped by Michigan pawnbroker law — the numbers are on your ticket before you sign.
- You receive a written pawn ticket listing the item, the amount loaned, the charges and the due date.
- Your item is tagged, photographed and held in our secured, alarmed vault — never sold while the loan is active.
- You can renew the loan any time by paying the charges due; there is no penalty for paying early.
- No credit check, no credit reporting, no collections. If the loan isn't repaid, the obligation simply ends.
Prefer to sell?
Sell outright for the highest cash amount today, or pawn it and get it back — pawn loans on gold are the easiest loans we write because the value is objective and the item stores in our vault.
FAQ
Pawning 18k gold necklace — your questions.
Is an 18K necklace worth more than 14K?+
Yes — meaningfully. 18K is 75% gold versus 58.3% for 14K, so the same weight in 18K pays about 29% more.
Do you pay extra for designer 18K?+
When a piece is authentic and resellable, yes. Signed Cartier, Bulgari, Tiffany and similar necklaces are quoted on the pre-owned market, which is usually well above melt — bring any boxes or papers.
I have 21K or 22K gold from overseas. Do you buy that?+
Yes, and we know these pieces well. 21K and 22K are higher purity than 18K and pay more per gram. We test rather than relying on the stamp.
4.8★ from 332 Google reviews
Neighbors have been saying it since 1987.
“Best Prices around, bought my gold for the best price, go see Mike and Randi!”
“Great prices and great deals will give you the best pricing on gold compared to most”
“Gave me the best price on my gold and treated me like family, highly recommend C&L”
Cash today on your 18k gold necklace — keep the item.
We beat any gold price in Metro Detroit. Instant cash. No credit check.
27842 W. Warren Ave, Westland, MI 48185 · Walk-ins welcome