Licensed & bonded Michigan pawnbroker
Pawn Designer Jewelry for Cash — No Credit Check
A pawn loan on your designer jewelry is secured by the item, not your credit. Bring it to 27842 W. Warren Ave, Westland and walk out with cash — usually in under 15 minutes.
How it works
A pawn loan on designer jewelry, in three steps.
- 01
Bring your designer jewelry and a valid ID
Walk in during business hours with the item and a government-issued photo ID. No appointment, no application, no credit check.
- 02
We appraise and write the loan right at the counter
We test and research your designer jewelry in front of you, agree on an amount, and hand you cash with a written pawn ticket.
- 03
Repay and pick it up — or walk away clean
Repay the loan plus the state-regulated charge and your item comes right back. If you can't, nothing is reported and your credit is untouched.
What we check on your designer jewelry
- Metal type and karat
- Diamond or gemstone weight, cut, color and clarity (loupe and tester at the counter)
- Brand, hallmarks and any certification (GIA, IGI, AGS)
- Condition and resale demand
What your designer jewelry can borrow
Michigan pawn law, in plain English
Pawnbrokers in Michigan are state licensed and regulated. Here's exactly what that means for you.
- Interest and storage fees are set and capped by Michigan pawnbroker law — the numbers are on your ticket before you sign.
- You receive a written pawn ticket listing the item, the amount loaned, the charges and the due date.
- Your item is tagged, photographed and held in our secured, alarmed vault — never sold while the loan is active.
- You can renew the loan any time by paying the charges due; there is no penalty for paying early.
- No credit check, no credit reporting, no collections. If the loan isn't repaid, the obligation simply ends.
Prefer to sell?
Many customers pawn engagement rings and family pieces rather than selling — you get cash now and the ring back when you repay. Selling outright pays the most.
Also pawning…
Other items we write loans on
FAQ
Pawning designer jewelry — your questions.
How much do you pay for designer jewelry?+
It depends on current gold or platinum value of the mounting and center stone size and quality. Bring it to our Westland counter and we'll give you a written cash offer in minutes — no obligation.
Can I pawn designer jewelry instead of selling?+
Yes. We write pawn loans on designer jewelry every day. You get cash today and your item back when you repay, under Michigan-regulated terms.
Do you buy jewelry with diamonds still in it?+
Yes — we value the stones and the mounting separately and pay for both.
Do I need the original receipt or certificate?+
No, but certificates and appraisals can increase what we offer.
Can you appraise while I wait?+
Yes. Most jewelry appraisals take under 10 minutes at the counter.
4.8★ from 332 Google reviews
Neighbors have been saying it since 1987.
“My fiancé and I have been coming here since 2018. They are so kind, and very trustworthy! I will forever recommend C&L to all of my family and friends! Love the way they do business!”
“I was in here with my husband about a week ago, and let me tell you they have the best selection of jewelry that I have seen in a long time. Also the customer service was amazing Sandra was so awesome and really had us laughing. Bought my husband a gold bracelet for a great price. I highly recommend this place.”
“My family and I have been coming here for many years. We have always gotten the best deals for buying jewelry and have gotten jewelry fixed through them. The staff is kind, the service is always good, they are knowledgeable and honest.”
Cash today on your designer jewelry — keep the item.
We beat any gold price in Metro Detroit. Instant cash. No credit check.
27842 W. Warren Ave, Westland, MI 48185 · Walk-ins welcome