Licensed & bonded Michigan pawnbroker
Pawn 14K Gold Necklace for Cash — No Credit Check
A pawn loan on your 14k gold necklace is secured by the item, not your credit. Bring it to 27842 W. Warren Ave, Westland and walk out with cash — usually in under 15 minutes.
How it works
A pawn loan on 14k gold necklace, in three steps.
- 01
Bring your 14k gold necklace and a valid ID
Walk in during business hours with the item and a government-issued photo ID. No appointment, no application, no credit check.
- 02
We appraise and write the loan right at the counter
We test and research your 14k gold necklace in front of you, agree on an amount, and hand you cash with a written pawn ticket.
- 03
Repay and pick it up — or walk away clean
Repay the loan plus the state-regulated charge and your item comes right back. If you can't, nothing is reported and your credit is untouched.
What we check on your 14k gold necklace
- Gram weight on a certified scale
- 14K purity confirmed by acid or electronic test
- Italian-made and designer chains (Italy 585, Balestra, UnoAErre) that resell above melt
- Whether the piece is hollow or solid — hollow chains weigh less but are still paid by weight
What your 14k gold necklace can borrow
Michigan pawn law, in plain English
Pawnbrokers in Michigan are state licensed and regulated. Here's exactly what that means for you.
- Interest and storage fees are set and capped by Michigan pawnbroker law — the numbers are on your ticket before you sign.
- You receive a written pawn ticket listing the item, the amount loaned, the charges and the due date.
- Your item is tagged, photographed and held in our secured, alarmed vault — never sold while the loan is active.
- You can renew the loan any time by paying the charges due; there is no penalty for paying early.
- No credit check, no credit reporting, no collections. If the loan isn't repaid, the obligation simply ends.
Prefer to sell?
Sell outright for the highest cash amount today, or pawn it and get it back — pawn loans on gold are the easiest loans we write because the value is objective and the item stores in our vault.
FAQ
Pawning 14k gold necklace — your questions.
What's the difference between 10K and 14K when you're buying?+
Purity. 14K is 58.3% gold versus 41.7% for 10K, so a 14K chain pays noticeably more per gram than a 10K chain of the same weight.
Do you buy hollow 14K chains?+
Yes. Hollow chains contain less gold for their size, so they weigh less — but we pay the same per-gram rate on what's actually there.
Will you buy a 14K necklace that's tangled or knotted?+
Absolutely. Don't spend an evening untangling it — condition and tangles don't change the gold weight.
4.8★ from 332 Google reviews
Neighbors have been saying it since 1987.
“Best Prices around, bought my gold for the best price, go see Mike and Randi!”
“Great prices and great deals will give you the best pricing on gold compared to most”
“Gave me the best price on my gold and treated me like family, highly recommend C&L”
Cash today on your 14k gold necklace — keep the item.
We beat any gold price in Metro Detroit. Instant cash. No credit check.
27842 W. Warren Ave, Westland, MI 48185 · Walk-ins welcome