Licensed & bonded Michigan pawnbroker
Pawn 10K Gold Necklace for Cash — No Credit Check
A pawn loan on your 10k gold necklace is secured by the item, not your credit. Bring it to 27842 W. Warren Ave, Westland and walk out with cash — usually in under 15 minutes.
How it works
A pawn loan on 10k gold necklace, in three steps.
- 01
Bring your 10k gold necklace and a valid ID
Walk in during business hours with the item and a government-issued photo ID. No appointment, no application, no credit check.
- 02
We appraise and write the loan right at the counter
We test and research your 10k gold necklace in front of you, agree on an amount, and hand you cash with a written pawn ticket.
- 03
Repay and pick it up — or walk away clean
Repay the loan plus the state-regulated charge and your item comes right back. If you can't, nothing is reported and your credit is untouched.
What we check on your 10k gold necklace
- Total weight in grams — length and link style matter far more than looks
- Confirmed 10K purity (we acid and electronically test; plated pieces stamped 10K GF or HGE are not solid gold)
- Whether the clasp, tag and jump rings are also gold or a base-metal replacement
- Whether the piece resells as-is (a clean, current style earns a premium over melt)
What your 10k gold necklace can borrow
Michigan pawn law, in plain English
Pawnbrokers in Michigan are state licensed and regulated. Here's exactly what that means for you.
- Interest and storage fees are set and capped by Michigan pawnbroker law — the numbers are on your ticket before you sign.
- You receive a written pawn ticket listing the item, the amount loaned, the charges and the due date.
- Your item is tagged, photographed and held in our secured, alarmed vault — never sold while the loan is active.
- You can renew the loan any time by paying the charges due; there is no penalty for paying early.
- No credit check, no credit reporting, no collections. If the loan isn't repaid, the obligation simply ends.
Prefer to sell?
Sell outright for the highest cash amount today, or pawn it and get it back — pawn loans on gold are the easiest loans we write because the value is objective and the item stores in our vault.
FAQ
Pawning 10k gold necklace — your questions.
Is a 10K gold necklace worth anything if the chain is broken?+
Yes. Broken chains are paid on weight and karat exactly like intact ones. Bring the whole chain including any loose links or the broken clasp — every gram counts.
How much is a 10K gold necklace worth per gram?+
It's set by that day's gold market and the weight of your chain. Our current 10K per-gram number is posted on our gold prices page and updated daily — bring the chain in and we'll weigh it and give you the exact dollar figure on the spot.
Do you buy 10K necklaces with a pendant attached?+
Yes, and we value the pendant separately — if it holds a diamond or a collectible medallion it's often worth more than its gold weight, so don't remove it before you come in.
4.8★ from 332 Google reviews
Neighbors have been saying it since 1987.
“Best Prices around, bought my gold for the best price, go see Mike and Randi!”
“Great prices and great deals will give you the best pricing on gold compared to most”
“Gave me the best price on my gold and treated me like family, highly recommend C&L”
Cash today on your 10k gold necklace — keep the item.
We beat any gold price in Metro Detroit. Instant cash. No credit check.
27842 W. Warren Ave, Westland, MI 48185 · Walk-ins welcome