Licensed & bonded Michigan pawnbroker
Pawn Silver Jewelry for Cash — No Credit Check
A pawn loan on your silver jewelry is secured by the item, not your credit. Bring it to 27842 W. Warren Ave, Westland and walk out with cash — usually in under 15 minutes.
How it works
A pawn loan on silver jewelry, in three steps.
- 01
Bring your silver jewelry and a valid ID
Walk in during business hours with the item and a government-issued photo ID. No appointment, no application, no credit check.
- 02
We appraise and write the loan right at the counter
We test and research your silver jewelry in front of you, agree on an amount, and hand you cash with a written pawn ticket.
- 03
Repay and pick it up — or walk away clean
Repay the loan plus the state-regulated charge and your item comes right back. If you can't, nothing is reported and your credit is untouched.
What we check on your silver jewelry
- Karat stamp (10K, 14K, 18K, 22K, 24K) verified by acid or XRF test
- Actual weight on a certified scale (grams / pennyweight)
- Whether stones, clasps or non-gold parts need to be deducted
- Condition only matters for resale-quality pieces — scrap is paid on weight
What your silver jewelry can borrow
Michigan pawn law, in plain English
Pawnbrokers in Michigan are state licensed and regulated. Here's exactly what that means for you.
- Interest and storage fees are set and capped by Michigan pawnbroker law — the numbers are on your ticket before you sign.
- You receive a written pawn ticket listing the item, the amount loaned, the charges and the due date.
- Your item is tagged, photographed and held in our secured, alarmed vault — never sold while the loan is active.
- You can renew the loan any time by paying the charges due; there is no penalty for paying early.
- No credit check, no credit reporting, no collections. If the loan isn't repaid, the obligation simply ends.
Prefer to sell?
Sell outright for the highest cash amount today, or pawn it and get it back — pawn loans on gold are the easiest loans we write because the value is objective and the item stores in our vault.
FAQ
Pawning silver jewelry — your questions.
How much do you pay for silver jewelry?+
It depends on today's gold market (our board is refreshed daily) and purity / karat. Bring it to our Westland counter and we'll give you a written cash offer in minutes — no obligation.
Can I pawn silver jewelry instead of selling?+
Yes. We write pawn loans on silver jewelry every day. You get cash today and your item back when you repay, under Michigan-regulated terms.
Do you test gold in front of me?+
Yes. We test and weigh everything at the counter while you watch, and we explain the math.
What if my gold isn't stamped?+
No problem — we acid test and XRF test unstamped pieces and pay on the actual purity.
Do you buy broken or damaged gold?+
Absolutely. Scrap gold is paid on weight and karat, so broken chains, single earrings and bent rings are worth the same per gram as intact ones.
4.8★ from 332 Google reviews
Neighbors have been saying it since 1987.
“Best Prices around, bought my gold for the best price, go see Mike and Randi!”
“Great prices and great deals will give you the best pricing on gold compared to most”
“Gave me the best price on my gold and treated me like family, highly recommend C&L”
Cash today on your silver jewelry — keep the item.
We beat any gold price in Metro Detroit. Instant cash. No credit check.
27842 W. Warren Ave, Westland, MI 48185 · Walk-ins welcome