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Westland ExchangeC & L Exchange
Since 1987·4.8★ 332 Google Reviews·Licensed & Bonded Michigan Pawnbroker·Family Owned·C & L Exchange

Licensed & bonded Michigan pawnbroker

Pawn Gold Pendants & Charms for Cash — No Credit Check

A pawn loan on your gold pendants & charms is secured by the item, not your credit. Bring it to 27842 W. Warren Ave, Westland and walk out with cash — usually in under 15 minutes.

Call (734) 425-0450

How it works

A pawn loan on gold pendants & charms, in three steps.

  1. 01

    Bring your gold pendants & charms and a valid ID

    Walk in during business hours with the item and a government-issued photo ID. No appointment, no application, no credit check.

  2. 02

    We appraise and write the loan right at the counter

    We test and research your gold pendants & charms in front of you, agree on an amount, and hand you cash with a written pawn ticket.

  3. 03

    Repay and pick it up — or walk away clean

    Repay the loan plus the state-regulated charge and your item comes right back. If you can't, nothing is reported and your credit is untouched.

What we check on your gold pendants & charms

  • Total gram weight of the lot
  • Karat of each pendant (mixed lots are normal)
  • Gold coins mounted in bezels, which carry numismatic value above melt
  • Diamond or gemstone accents

What your gold pendants & charms can borrow

A typical 14K cross is 2–6 grams; a heavy nameplate or medallion can be 10–25 grams. Twenty assorted pendants often total 40+ grams.

Michigan pawn law, in plain English

Pawnbrokers in Michigan are state licensed and regulated. Here's exactly what that means for you.

  • Interest and storage fees are set and capped by Michigan pawnbroker law — the numbers are on your ticket before you sign.
  • You receive a written pawn ticket listing the item, the amount loaned, the charges and the due date.
  • Your item is tagged, photographed and held in our secured, alarmed vault — never sold while the loan is active.
  • You can renew the loan any time by paying the charges due; there is no penalty for paying early.
  • No credit check, no credit reporting, no collections. If the loan isn't repaid, the obligation simply ends.

Prefer to sell?

Sell outright for the highest cash amount today, or pawn it and get it back — pawn loans on gold are the easiest loans we write because the value is objective and the item stores in our vault.

FAQ

Pawning gold pendants & charms — your questions.

I have a gold coin mounted in a pendant. Should I remove it?+

No — bring it as-is. Many mounted coins are worth more than melt as coins, and we'll tell you whether removing the bezel makes sense before anything is done.

Do you buy religious medals and crosses?+

Yes, with no judgment and no pressure. We handle these pieces respectfully and pay on gold weight, or more if the piece is collectible.

Are nameplate pendants worth much?+

Often more than people think — script nameplates are wide and surprisingly heavy. We weigh them like any other gold.

4.8★ from 332 Google reviews

Neighbors have been saying it since 1987.

★★★★★
“Best Prices around, bought my gold for the best price, go see Mike and Randi!”
Mark Hosking · Google · 3 weeks ago
★★★★★
“Great prices and great deals will give you the best pricing on gold compared to most”
andrew murad · Google · a month ago
★★★★★
“Gave me the best price on my gold and treated me like family, highly recommend C&L”
randi kakoz · Google · 4 weeks ago

Cash today on your gold pendants & charms — keep the item.

We beat any gold price in Metro Detroit. Instant cash. No credit check.

Call (734) 425-0450

27842 W. Warren Ave, Westland, MI 48185 · Walk-ins welcome

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